Source: https://wealthfolio.app/features/ai-assistant/

[All features](https://wealthfolio.app/features/)

Intelligence

# AI Assistant

A built-in assistant that understands your portfolio and does real work.

Chat with your portfolio in plain English to surface insights, then let the assistant take action: import transactions end to end, suggest asset classifications, and propose spending categories. Bring your own API key or run local models, so your data only leaves your device if you choose a cloud provider.

[Download Wealthfolio](https://wealthfolio.app/download/) [Explore all features](https://wealthfolio.app/features/)

![AI assistant chat with portfolio-aware answers and tool results](https://assets.wealthfolio.app/images/screenshots/ai/chat.png) ![AI assistant chat with portfolio-aware answers and tool results](https://assets.wealthfolio.app/images/screenshots/ai/chat-dark.png)

AI assistant chat with portfolio-aware answers and tool results

### Ask Questions

Chat with your portfolio in plain English.

### Smart Insights

Get AI-powered analysis of your holdings.

## Ask anything about your money

Start a thread and ask how your portfolio is doing, which holdings lead, what your dividend income looks like, or how your allocation breaks down. The assistant reads your real data through tools and answers with the numbers behind it.

### Plain-English answers

Performance, holdings, income, and allocation on demand.

### Saved threads

Pin and revisit conversations; each keeps its own model config.

![An all-time dividend income summary, answered from your own data](https://assets.wealthfolio.app/images/screenshots/ai/ask.png) ![An all-time dividend income summary, answered from your own data](https://assets.wealthfolio.app/images/screenshots/ai/ask-dark.png)

An all-time dividend income summary, answered from your own data

## Import transactions by chat

Hand the assistant a CSV and it parses the file, detects field mappings, previews validation status row by row, resolves new vs. existing assets, and imports once you confirm, saving a reusable import profile for next time.

### Guided import

Parse, map, preview, and confirm with inline editing.

### Reusable profiles

Templates remember each broker’s format.

![Assistant-driven import review grid with validation states](https://assets.wealthfolio.app/images/screenshots/ai/import.png) ![Assistant-driven import review grid with validation states](https://assets.wealthfolio.app/images/screenshots/ai/import-dark.png)

Assistant-driven import review grid with validation states

## AI classification & categorization (preview)

Let AI propose taxonomy classifications (asset type, industry, region) for holdings you haven’t labeled, and suggest spending categories for uncategorized transactions. You review and accept before anything is applied.

### Asset classification

Fill in missing asset-type, sector, and region tags.

### Category suggestions

Turn AI proposals into reusable spending rules.

![AI classification proposals awaiting your approval](https://assets.wealthfolio.app/images/screenshots/ai/classify.png) ![AI classification proposals awaiting your approval](https://assets.wealthfolio.app/images/screenshots/ai/classify-dark.png)

AI classification proposals awaiting your approval

## Your keys, your choice

Connect the provider you prefer or point at local models. The assistant works for you, and nothing is sent anywhere unless you opt into a cloud model.

![Provider and model settings with bring-your-own-key support](https://assets.wealthfolio.app/images/screenshots/ai/providers.png) ![Provider and model settings with bring-your-own-key support](https://assets.wealthfolio.app/images/screenshots/ai/providers-dark.png)

Provider and model settings with bring-your-own-key support

## Related features

### [Portfolio Insights](https://wealthfolio.app/features/portfolio-insights/)

Understand what you actually own, by asset class, sector, and region.

Learn more

### [Spending & Budgets](https://wealthfolio.app/features/spending-budgets/)

See where your money goes, right alongside your investments.

Learn more

### [Performance Dashboard](https://wealthfolio.app/features/performance-dashboard/)

Accurate, scope-aware returns for accounts, portfolios, and benchmarks.

Learn more

## Ready to try it?

Wealthfolio is open source and local-first. Your data stays on your device.

[Download Wealthfolio](https://wealthfolio.app/download/) [Back to all features](https://wealthfolio.app/features/)