Intelligence
AI Assistant
A built-in assistant that understands your portfolio and does real work.
Chat with your portfolio in plain English to surface insights, then let the assistant take action: import transactions end to end, suggest asset classifications, and propose spending categories. Bring your own API key or run local models, so your data only leaves your device if you choose a cloud provider.
Ask Questions
Chat with your portfolio in plain English.
Smart Insights
Get AI-powered analysis of your holdings.
Ask anything about your money
Start a thread and ask how your portfolio is doing, which holdings lead, what your dividend income looks like, or how your allocation breaks down. The assistant reads your real data through tools and answers with the numbers behind it.
Plain-English answers
Performance, holdings, income, and allocation on demand.
Saved threads
Pin and revisit conversations; each keeps its own model config.
Import transactions by chat
Hand the assistant a CSV and it parses the file, detects field mappings, previews validation status row by row, resolves new vs. existing assets, and imports once you confirm, saving a reusable import profile for next time.
Guided import
Parse, map, preview, and confirm with inline editing.
Reusable profiles
Templates remember each broker’s format.
AI classification & categorization (preview)
Let AI propose taxonomy classifications (asset type, industry, region) for holdings you haven’t labeled, and suggest spending categories for uncategorized transactions. You review and accept before anything is applied.
Asset classification
Fill in missing asset-type, sector, and region tags.
Category suggestions
Turn AI proposals into reusable spending rules.
Your keys, your choice
Connect the provider you prefer or point at local models. The assistant works for you, and nothing is sent anywhere unless you opt into a cloud model.
Related features
Ready to try it?
Wealthfolio is open source and local-first. Your data stays on your device.