New Module
Spending & Budgets
See where your money goes, right alongside your investments.
A complete new way to understand your cash flow. Categorize transactions automatically, build budgets that fit you, mark life events on a timeline, and read a narrative insights page that shows exactly where your money went, with full multi-currency support and credit cards included.
Auto-Categorization
Set rules once, or let AI suggest categories for the rest.
Budgets & Insights
Monthly targets, rollovers, and narrative spending insights.
Categorize automatically
Set up rules once and let Wealthfolio sort new transactions for you. Rules match on description (contains, starts-with, exact, or regex) at the priority you choose, and can target spending, income, or savings. For anything left over, let AI suggest categories you can accept in a click.
Rules engine
Pattern rules with priorities, presets, and re-runs.
AI suggestions
Let AI categorize the transactions rules miss.
Build budgets that fit you
Organize categories into groups, set monthly targets, and carry over rollovers for unused or overspent amounts. Copy last month’s plan in a click, override any single month, and watch actuals fill in against your targets.
Groups & targets
Needs, Wants, Savings and more, with monthly targets.
Rollovers & copy
Carry balances forward and clone last month instantly.
Mark life events
Add events like a vacation or a home renovation to a timeline and tag the transactions that belong to them. Each event totals up its true cost, with a per-category breakdown and a day-by-day spending chart.
Event timeline
Date-ranged events with colour tags.
True cost
See exactly what each event cost you.
Get real insights
A narrative, easy-to-read insights page walks you through where you are, what changed, and when and where you spend: pace versus budget, top movers, a weekday by hour heatmap, and click-through to the exact transactions behind any number.
Pace vs. budget
On-track, approaching, or over, at a glance.
Multi-currency
FX-converted totals with native amounts shown too.
Credit cards included
Track credit-card spending, payments, and transfers in one place. Charges count as spend, refunds reduce it, and card payments move money between your own accounts, so they never inflate your spending totals.
Related features
Ready to try it?
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